28th March, 2019
Description
Star Health brings you this Unique insurance policy with unique benefits for – coverage for both future ailments / diseases and for pre existing diseases / conditions.
Pre- Medical screening
There is no pre acceptance medical screening.
Pre-Existing Diseases / Illness
Pre-Existing Disease/ Condition (other than those diseases / conditions for which specific periods have been mentioned under exclusions) will be covered after 11 months of continuous coverage have elapsed, since inception of this policy with the Company.
Policy Benefits
Hospitalization Cover :
In-patient hospitalisation for a minimum of 24 hours.
Expenses covered are:
Room rent, Boarding and Nursing Expenses @ 1% of sum insured subject to a maximum of Rs.3000/- per day.
Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees.
Anaesthesia, Blood, Oxygen, Operation Theatre charges, Surgical Appliances, Medicines and Drugs, Diagnostic Materials and X-ray, Dialysis, Chemotherapy, Radiotherapy, cost of Pacemaker and similar expenses.
Emergency ambulance charges for tranporting the insured person upto a sum of Rs.750/- per hospitalisation and overall limit of Rs.1500/- per policy period.
Pre-Hospitalization & Post-Hospitalization
Pre-hospitalization medical expenses upto 30 days prior to the date of admission.
Post-hospitalization – a lumpsum calculated at 7% of the hospitalization expenses (excluding room charges) subject to a maximum of Rs.5,000/-.
HIV positive persons
Covers HIV positive persons except for opportunistic infections and treatment for HIV / AIDS. The minimum CD 4 count at the time of entry should be 350.
Non Allopathic Treatments
Upto 25% of sum insured subject to a maximum of Rs.25000/- per occurrence, per year of insurance.
Eligibility
Any person aged between 18 years and 65 years residing in India. Renewals would be accepted upto 70 years.
Beyond 70 years renewals would be provided under any other health insurance policy of the company.
Policy Period
This is a two year policy. The sum insured and sub limits are for each year of insurance and cannot be cumulated or carried forward.
Pre- Medical screening
There is no pre acceptance medical screening.
Pre-Existing Diseases / Illness
Pre-Existing Disease/ Condition (other than those diseases / conditions for which specific periods have been mentioned under exclusions) will be covered after 11 months of continuous coverage have elapsed, since inception of this policy with the Company.
Policy Benefits
Hospitalization Cover :
In-patient hospitalisation for a minimum of 24 hours.
Expenses covered are:
Room rent, Boarding and Nursing Expenses @ 1% of sum insured subject to a maximum of Rs.3000/- per day.
Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees.
Anaesthesia, Blood, Oxygen, Operation Theatre charges, Surgical Appliances, Medicines and Drugs, Diagnostic Materials and X-ray, Dialysis, Chemotherapy, Radiotherapy, cost of Pacemaker and similar expenses.
Emergency ambulance charges for tranporting the insured person upto a sum of Rs.750/- per hospitalisation and overall limit of Rs.1500/- per policy period.
Pre-Hospitalization & Post-Hospitalization
Pre-hospitalization medical expenses upto 30 days prior to the date of admission.
Post-hospitalization – a lumpsum calculated at 7% of the hospitalization expenses (excluding room charges) subject to a maximum of Rs.5,000/-.
HIV positive persons
Covers HIV positive persons except for opportunistic infections and treatment for HIV / AIDS. The minimum CD 4 count at the time of entry should be 350.
Non Allopathic Treatments
Upto 25% of sum insured subject to a maximum of Rs.25000/- per occurrence, per year of insurance.
Eligibility
Any person aged between 18 years and 65 years residing in India. Renewals would be accepted upto 70 years.
Beyond 70 years renewals would be provided under any other health insurance policy of the company.
Policy Period
This is a two year policy. The sum insured and sub limits are for each year of insurance and cannot be cumulated or carried forward.
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